Free 5-minute checkup. See whether your pension, protection and mortgage are really on track — no jargon or spreadsheets.
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No spam, no hard sell, just your personalised checkup.
I am a financial adviser who specialises in helping self-employed people feel calm and in control of their money, especially pensions, investments and long-term planning.
I am working with Heather and the team at Ascot Bookkeeping & Accounting because we share the same belief: there are no grey suits or jargon here. Based in Ascot, Berkshire, Heather's team looks after sole traders, limited companies and small businesses across all sorts of sectors, and I know how many of their clients are brilliant at what they do but have never had proper guidance on the financial planning side. Between chasing invoices, cash flow and tax deadlines, it is easy to put your own financial future on the back burner. I created this checkup so you can quickly see where you stand without needing to gather paperwork or sit through a sales pitch.
What happens if you fall ill or have an accident and cannot work for three months? Most sole traders and small business owners I speak to do not realise there is a gap in their income protection until we look at it together. Without an employer sick pay scheme behind you, even a short period off can put serious pressure on your finances.
When you are busy running your business, pensions easily get pushed down the list. It is very common to have old pots scattered around, contributions that have stalled, or no clear idea of what you are actually working towards. Without an employer setting anything up for you, it is easy to fall behind without realising.
Getting a mortgage when you are self-employed is not always straightforward. Lenders want proof, accounts and stability, and income from your own business can look unpredictable on paper. Many people do not realise what is possible until we go through their options properly.
The assessment takes under 5 minutes and does not require any documents or deep financial knowledge. Just honest answers about how things look today.
You will instantly see how secure your pension, protection and mortgage are in plain English and where you might be exposed.
If you decide to book in, I will already have a clear picture of where you are, so we can spend our time talking about options and next steps, not forms.
Takes under 5 minutes · No documents needed · Completely free
Most small business owners discover at least one easy win they can act on straight away.
Most self-employed business owners are already doing something for the future, but it is hard to know whether it is enough, tax-efficient, or aligned with what you actually want from life.
Your Self-Employed Financial Checkup turns a few simple answers into the same kind of snapshot I create for my one-to-one clients: a calm, clear picture of where you stand today and what would make the biggest difference next, for example spotting an old pension that is no longer working hard or a gap in your income protection.
See your personalised scoreUpdated for 2026 pension and tax rules.
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Here is what people say about working with me. All reviews are from Google.
Romany came into my community of pet groomers and provided us with a talk about pensions and insurances that they may like to look at. She adjusted the talk to the room as there was a mixture of sole traders and company directors on the call.
Bill Betts · Google Review
Romany is a fantastic financial advisor her service is professional, efficient and very person-centred. This is a family business and Romany has a thorough knowledge of all things related to tax, pension and life insurance amongst other things. I would have zero hesitation in recommending her services to friends and family.
Jeanette Hocking · Google Review
Romany has been a breath of fresh air to work with about my finances. She is compassionate and a fantastic listener so really gets what you want to achieve. No question is too stupid to ask and she explains everything so it's really easy to understand.
Lucy Shutt-Vine · Google ReviewYes, completely free. No credit card required, no hidden costs. I created this checkup so you can quickly see where you stand before we even speak.
Never. I will only email you your personalised report and, if you opt in, occasional helpful tips. I do not sell or share your data with anyone, including Ascot Bookkeeping. You can unsubscribe at any time.
Absolutely. The checkup is designed for all self-employed professionals in the UK, whether you are a sole trader, freelancer or limited company director. If you are running your own business and do not have an employer sorting your pension or protection, this is built for you.
You will instantly receive a personalised report showing your pension, protection, and mortgage scores, along with guidance on areas you may want to review. If you would like help acting on them, you can book a free call with me.
I am working with Heather Palmer and the team at Ascot Bookkeeping & Accounting because we both believe small business owners deserve clear, friendly guidance with no grey suits or jargon. Heather's team, based in Ascot, Berkshire, handles the bookkeeping, cloud accounting, year end accounts and Self Assessments brilliantly, and I help with the financial planning side: pensions, protection and mortgages. Together we make sure nothing falls through the cracks.
Skip the checkup and book a free 30-minute call with me directly.
Book a call with RomanyNo obligation · No hard sell · Just a conversation
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